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2026 Compliance Hub

Banking Partners (2026)

Compare Mercury, Wise, Relay and others.

Go to LLC Guides
Partner recommendations are based on our 2026 state compliance workflow templates.

Why these partners fit 2026

Example tax note (wyoming): 0% State income tax

Banking
Mercury Bank
Banking built for startups
Key takeaways
Pros
  • No monthly maintenance fees or minimum balances
  • Fast remote online onboarding for non-US residents with valid US LLC and EIN
  • Clean modern dashboard with API access and multi-user controls
  • Read-only accountant access and seamless compliance workflows
Cons
  • Strict identity verification and documentation requirements
  • Limited or no support for cash deposits
Banking
Wise Business
International banking without borders
Key takeaways
Pros
  • Easy remote onboarding for non-US resident LLC owners
  • Hold and convert 40+ currencies with mid-market exchange rates
  • Receive USD like a local with US account details
  • Low or no fees on many international transfers
Cons
  • Not a full bank – it is a money services business (MSB)
  • Limited banking features compared to traditional business banks
Banking
Relay Business Banking
Banking with built-in money management
Key takeaways
Pros
  • Up to 20 free checking accounts – perfect for Profit First
  • No monthly fees or minimum balances on base plan
  • Strong support for non-resident LLCs with EIN
  • Automated transfers, spending rules and accounting integrations
Cons
  • No physical branches
  • Mobile check deposits can take several days
Banking
Lili
Banking built for freelancers & small teams
Key takeaways
Pros
  • Extremely fast remote approval for non-US residents with valid LLC + EIN
  • Built-in tax automation and quarterly tax estimates
  • No monthly fees on core plan + high-yield savings
  • Mobile-first experience with instant expense categorization
Cons
  • Limited international wire capabilities compared to Wise
  • Strict identity verification for non-residents

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